What Should You Do After A Tree Falls On Your Home?
Of all the flora and fauna in the world, a tree is the last thing that comes to mind when you think of "danger." A tree is not going to sting you, bite you, perk you, or lay eggs in inconvenient places. A tree is not going to give you an infection or grab ahold of your ankles and pull you into the ocean to eat you. By comparison, a tree seems like a harmless anchor in the ground. Unfortunately, trees can collapse, they can be knocked over during a storm, and even loose limbs are enough to injure or kill a person. Do you know what to do if a tree falls on your home?
1. Get Everyone Out of the House
It is not safe to be in a house that a tree has fallen on. While you should consider yourself lucky if no one in your family was hurt, you need to get out immediately. If the tree fell on a power line, you could be electrocuted. It is also possible for parts of the house to start to fall sometime after the tree lands on the house as the walls and roof start to crumble. Utilize an exit plan you create with your family in case of a fire to get out of the home safely.
2. Call For Emergency Support
Regardless of how small the tree or tree branches are, you need to call for emergency support. You have to assume you are playing a giant game of Jenga regardless of how easy it might look to get the tree branch off your house. If you've never played Jenga before, it is a game where the sole objective is to remove logs from a tall tower without knocking the tower over. If you were to remove that tree branch the wrong way, you could cause your entire house to crumble.
3. Contact Your Insurance Company
You also should not waste any time getting on the phone with your insurance company. You want to file a claim as quickly as possible to get the money you need to fix your home. This is also the easiest way to make sure your policy covers storm damage repair. After you get off the phone, take a bunch of pictures of your home from different spots. Your insurance provider can use these pictures to help with the claim.
Once you've contacted all the right people and gotten safely away from the home, you can make plans to get the tree removed and the home repaired. Depending on the extent of the damage, you may have to find somewhere else to stay. Once your home is inspected by experts, they can tell you whether or not the home is safe to stay in until it is fixed.